Flood Insurance and Most asked Questions

Flood Insurance and Most asked Questions

January 11, 2023

From heavy rains and flash flooding one of the most important steps homeowners can take is to buy flood insurance. Flooding is the most common, and costly, natural diaster in the US. In fact according to FEMA just one inch of water in an average-sized home can cost more than $25,000 in damage. 

We were able to sit down with Joe Mabutas from Advanta Clean Central Valley a local leader in Water Damage Restoration to help answer the most common questions consumers may have about water damage and prevention.

What is most common cause of water damage from flooding and cost to repair?

The most common water damage from flooding would be the flooring and drywall in the areas that floors were damaged. You can also having cabinetry damaged as well just depends on how far the water did travel. As far as the cost for repairs this can vary depending again on how much damage it can be any where from a couple thousands to tens of thousands.


Why is water damage considered an Emergency?

Water Damage is considered an emergency cause it can affect living conditions and if not taken care of immediately it can cause further damage to the property.


What steps should be taken after experiencing a flood?

The steps that should be taken after experiencing a flood is to start removing as much water as possible and while doing that also contact an emergency mitigation company like advanta clean to help assist with the water removal/drying.


How can a water restoration company like AdvantaClean help?

A company like Advanta Clean can help with a flood by removing of the water, and damaged flooring and drywall and also with drying of structure and repairs of the home or building.


Is there anything from your professional view to prevent or decrease flood risk?

Things that can be done to help prevent or decrease flood risk would be to make sure all drains around the house or buildings are free and clear, if and when a huge storm is coming and they are in a flood zone get san bags and put them around the site to deter any water from coming in.

Is Water Damage Covered By My Insurance?

Typical homeowner’s insurance policies only cover water damage that is considered sudden or accidental. This includes burst pipes or malfunctioning appliances. Standard homeowner’s insurance does not cover any type of flood damage. This includes flooding caused by rain, natural floods, and sewer backups. Homeowners must consider purchasing a separate flood insurance policy to cover the damage caused by natural floods.

Invest in flood insurance today.

For more information about Water Damage Restoration you can contact Joe Mabutas -  Joe.Mabutas@AdvantaClean.com